Patriot Platinum Travel Medical Insurance
The benefits offered under the Patriot Platinum travel medical insurance plan are innumerable. In fact, it kind of feels like youre traveling first-class. So if youre looking for maximum coverage in a short-term travel medical insurance plan, youve hit the jackpot because it doesnt get better than this.
Heres What You Get in the Patriot Platinum Travel Medical Insurance
- Complete package of international benefits 24/7.
- Plans that fall under this umbrella are available for a minimum of 5 days and up to a maximum of 3 years.
- This plan also offers enhanced benefits like an exclusive range of deductibles, maximum limits, and access to the Global Concierge and Assistance Services.
Heres a list of benefits offered under the Patriot Platinum travel medical insurance plan:
- Maximum limits ranging from $2,000,000 to $8,000,000.
- Deductible of $0 to $25,000.
- Emergency medical evacuation offered up to the maximum limit.
- Coinsurance for treatment received inside the USA and in-network, IMG pays 100%.
- Coinsurance for treatment received inside the USA but outside the PPO network, IMG pays 90%, up to $5,000, then 100%.
- Coinsurance for treatment received outside the USA IMG pays 100%.
The Common Denominators in Patriot Series Plans Include:
Patriot America Plus Cost
Get Patriot America Plus cost with premium quote, apply & buy coverage instantly online, or print/complete the paper application along with the payment.
- Quote/Buy Online: Get instant quote & Buy Patriot America Plus coverage online.
- Application Form: Complete, mail/fax the IMG Patriot America Plus Paper Application along with requisite premium payment.
Policy Admin
Patriot America Plus Travel Insurance Features
Patriot America Plus travel insurance can be purchased for a period of 5 days to 1 year. It can be extended in daily increments with a minimum of 5 days. After 1 year, it can be renewed for another year. Therefore, if you are visiting the US for a longer duration, it will cover your entire stay.
For persons under the age of 70 years, Patriot America Plus travel insurance covers acute onset of pre-existing conditions up to the selected policy maximum, which can be up to $1,000,000.
Recommended Reading: How Many Republicans Voted For Impeachment
Patriot Plus Insurance Ppo Network
IMG Patriot America Plus Insurance has an extensive USA based and international PPO network of doctors, hospitals, diagnostic labs, and other caregivers. The plan uses the third-party FirstHealth PPO network or the UnitedHealthCare PPO network for doctors, caregivers and providers.
- Provider Network: Search and find doctors, hospitals, labs, and other providers within the IMG PPO Network to to save on coinsurance charges.
Quote & Buy
Get The International Student Newsletter
About International Student
Our vision is to be the company that best recognizes and serves the needs of international students around the world. We strive to provide students world-class resources to help them investigate and pursue an international education, through relevant content, custom online tools and engaging websites that offer only best in class products and services.
Also Check: How To Stream Patriots Game On Firestick
Review Of Patriot Travel Medical Insurance
This plan is ideal for individuals, families, and groups striving for temporary medical insurance while traveling outside the home country for business or pleasure.
The best part about this travel medical insurance plan is that its available at both daily and monthly rates. So you dont need to think twice about making a long-term investment.
Heres What You Get:
- Maximum coverage of $50,000, $100,000, $500,000, and $1,000,000, depending upon how much you want to invest.
- Individual deductible options range from $0, $100, $250, $500, $1,000, to $2,500.
- The plan can be extended for up to 24 continuous months, so you can just activate it and forget about it, or not if thats what you prefer.
- Offers emergency medical evacuation up to $1,000,000.
- 100% Coinsurance is paid by the company in case the treatment is received in the United States:-
- If the treatment is received outside the USA but within the PPO network the company pays 100%.
- If the treatment is received in the USA but outside the PPO network the company pays 80% of all the eligible expenses up to $5,000, then 100%, which is still reasonable compared to the rest of the insurance providers.
To be eligible for acute onset of pre-existing conditions, the insured must be under 70 years of age. Moreover,
Patriot America Plus Travel Insurance Restrictions
While Patriot America Plus visitors insurance has many excellent features, it has several restrictions:
- As there is no coverage for acute onset of pre-existing conditions for 70 plus years, it is better to purchase a cheaper alternative such as Patriot America Lite insurance.
- Not available if the mailing address is in the state of Maryland.
- While most other US based visitors insurance plans charge a $25 cancellation fee, Patriot America Plus has a $50 cancellation fee.
- Unlike some other visitors insurance plans, there is a 50% penalty for failure to do pre-certification.
Read Also: Is Mike Bloomberg A Republican Or Democrat
Protecting The Security Of Personal Information
IMG is committed to protecting the security of your personal information. We use a variety of generally accepted standards of security technologies and procedures to help protect the personal information submitted to us, from unauthorized access, use or disclosure both during transmission and once it is received. For example, we store the personal information you provide on computer systems that have limited-role based access and are in controlled facilities. When we transmit highly confidential information over the Internet, we protect it through the use of encryption, such as the Secure Socket Layer protocol.
If a password is used to help protect your accounts and personal information, it is your responsibility to keep your password confidential. Do not share it. If you are sharing a computer, you should always log out before leaving a site or service to protect access to your information from subsequent users. If you have questions about the security of your personal information, you can contactâ¯.
We may retain your information for as long as your account is active or as needed to provide you services, comply with our legal obligations, resolve disputes, and enforce our agreements.
All Candidates Meeting For Ward 5 & 6 Councillors
Richmond Hill Board of Trade in conjunction with other commmunity partners, have organized in-person All Candidate Meetings
- Thurs. Sept. 29th – Regional, Wards 3 & 4 – Bayview Hill Community Centre – 114 Spadina Rd L4B 2Y9
- Mon. Oct. 3rd – Mayor, Wards 1 & 2 – Langstaff Community Centre – 155 Red Maple L4B 4P9
- Tues. Oct. 11th – Wards 5 & 6 – Langstaff Community Centre – 155 Red Maple L4B 4P9
Doors open for all of these meetings at 6 pm to meet the candidates. The panel discussion begins at 7 pm.No registration is required.
Recommended Reading: Cheap New England Patriots Tickets
Patriot America Plus Plan Overview
The IMG Patriot Plus Visitor Health Insurance policy highlights are as follows:
More Information
Patriot America Plus plan provides sickness/injury coverage for non-U.S. citizens visiting the United States and anyone traveling outside home country of primary residence. The Patriot Plus plan offers individuals, families, and groups of five or more travelers with comprehensive benefits, and can be purchased from a choice of a wide range of plan maximum limits and deductible options that fits every budget.
Patriot America Plus Insurance Plan offers excellent benefits and services to meet the needs of a wide array of needs for travelers. With access to emergency medical services and international treatment, visitors to USA can enjoy their visit knowing that their health is protected under Patriot America Plus plan for sickness/injury. Patriot America Plus Review of coverage under the PatriotAmericaPlus comprehensive plan is suitable for relatives or parents visiting USA, international tourists traveling on on vacations to America. Patriot America Plus Plan offers continuous coverage protection from a minimum 5 days to maximum duration of 365 days , and coverage is renewable up to 2 years. Patriot America Plus Review of plan benefit information, policy options, coverage details to quote, buy and purchase policy instantly online.
Please review the IMG Patriot America Plus policy details and additional information below:
Disclaimer:
Patriot America Plus Insurance Highlights
- Visitor medical plan for USA visitors
- Short-term plan with coverage outside home country
- Coverage for individuals, groups, and their dependents
- Maximum limit choices of USD 50K, 100K, 500K or 1 million
- One time deductible options range from $0 to $2,500
- Plan is available in daily and monthly rates
- Acute onset of pre-existing condition coverage available
- Extend or renew policy to 24 months total duration
- Wide PPO network of doctors, hospitals, providers
- Freedom to seek treatment within or outside PPO network
- Save on co-insurance costs within PPO network
- Universal Rx pharmacy discount savings included
- Access policy certificate on the Client Dashboard online
You May Like: When Did Republicans Turn Against Nixon
Changes To Our Privacy Statements
We will occasionally update our privacy statements to reflect customer feedback and changes in our services. When we post changes to a statement, we will revise the “last updated” date at the top of the statement. If there are material changes to the statement or in how IMG will use your personal information, we will notify you either by prominently posting a notice of such changes before they take effect or by directly sending you a notification . We encourage you to periodically review the privacy statements for the products and services you use to learn the latest information on our privacy practices.
Sharing Or Disclosing Personal Information
Except as described in this privacy statement, we will not disclose your personal information to a third party without your prior consent and as permitted under applicable laws.
We may share your information with third parties who provide services on our behalf to help with our business activities. These companies are authorized to use your personal information only as necessary to provide these services to us. When we share information with these other companies to provide services for us, they are not allowed to use it for any other purpose and must keep it confidential. These services may include:
- Adjudicating and managing the claims process
- Payment processing to healthcare providers
- Providing customer service
- Sending marketing communications
In addition to any sharing described in the privacy statement for the product or service you are using, IMG may share or disclose personal information with other IMG controlled subsidiaries and affiliates. For your choices on this type of sharing, please contact .
We may also share some search query data with selected third parties for research purposes. Before we do so, we remove all unique identifiers such as IP addresses and cookie IDs from the data. We also run the data through a process designed to remove identifiable information that users may have included in the search terms themselves . Additionally, we require these third parties to keep the data secure and not to use the data for any other purposes.
Read Also: Women’s Patriotic Cowboy Boots
Chaperone/faculty Leader Replacement Rider
Groups may purchase the Chaperone/Faculty Leader Replacement Rider if an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a family member, a medical emergency, or significant damage to their primary residence abroad, forcing them to cancel or interrupt their travel.
Replacement Chaperone/Faculty Leader expenses up to $3,000 for a round-trip economy airline ticket are covered.
Patriot America Plus Travel Insurance
What is acute onset of pre-existing condition?
Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.
Is IMG travel insurance legit? Is IMG a real insurance company?
International Medical Group has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
Does Patriot America Plus insurance cover Covid ? Does Patriot America Plus insurance cover Coronavirus ?
Patriot America Plus covid insurance coverage is available for plans purchased after September 1st, 2020. Patriot America plus insurance Coronavirus coverage includes eligible medical expenses resulting from COVID-19 up to the medical maximum.
Can I buy Patriot America Plus insurance after my arrival in the US?
You May Like: Jeep Patriot Roof Rack Basket
Can I Use Telemedicine With My Plan
If youve purchased the Patriot America Plus or Patriot International Lite plans, you are free to use any telemedicine service that youd like. You will need to pay for this service directly, keep copies of all of your receipts, and file a claim to be reimbursed for any eligible expenses per the plan policy conditions and exclusions.
If youve purchased the Patriot America Platinum plan, your plan includes access to Teladoc Virtual Medicine at no additional cost. You can learn more about this service through our Teladoc page here.
If youve purchased the Patriot International Platinum plan, your plan includes access to CareClix Virtual Medicine at no additional cost. You can learn more about this service through our CareClix page here.
Browser Controls For Do Not Track And Tracking Protection
Some IMG browsers have incorporated Do Not Track features. Most of these features, when turned on, send a signal or preference to the web sites you visit indicating that you do not wish to be tracked. Those IMG sites may continue to engage in activities you might view as tracking even though you have expressed this preference, depending on the sites privacy practices.
Most web browsers have a feature related to tracking protection that helps prevent the websites you go to from automatically sending details about your visit to third-party content providers. When you add a tracking protection list, the browser may block third-party content, including cookies, from any site that is listed as a site to be blocked. By limiting calls to these sites, the browser will limit the information these third-party sites can collect about you. And when you have a tracking protection list enabled, certain browsers may send a do not track signal or preference to the web sites you visit. For more information about Tracking Protection Lists and how to find them, please see your browsers privacy statement or help documentation.
Also Check: Patriot Cabin Rentals Gatlinburg Tennessee
Travel Health Insurance For Usa Visitors
Maximum medical insurance limits:
Individual deductible options:
- Up to $1,000,000 lifetime maximum
- Independent of medical insurance limit
Continuation of treatment period Earlier of six months per injury or illness or upon return to home country
No end of trip home country coverage. Coverage will terminate the date the insured person returns to his/her Country of Residence unless covered as an incidental trip.
Please see the brochure for the full list of benefits
Note: IMG Patriot America Plus has a discounted group option for five or more travelers traveling together. See below.
Patriot America Plus Insurance Suits
- Relatives/Parents visiting USA from overseas
- Foreign nationals visiting USA on B1/B2 visa
- Exchange students or college students studying in America
- International tourists or vacationers to the U.S.
- Graduating seniors or summer interns on USA trips
- Foreign au pairs and nannies working w/families in USA
- New immigrants needing interim coverage in USA
Also Check: Tickets For Patriots Training Camp
Patriot America Plus Insurance Cost
The pricing is dependent on the following factors:
Plan Limit: The higher the policy maximum you opt for, your premium will go up. You can choose from Policy Maximums of $50,000, $100,000, $500,000 and $1 million.
Deductible Amount: You can choose a deductible of US $0, $100, $250, $500, $1,000 or $2,500. Choosing a higher deductible reduces your premium.
Age: The cost or premium typically increase with age. The higher the age, the higher will be the premium. The plan is available for ages 14 days to 99 years.
Coverage Days: Patriot America Plus can be bought for a minimum of 5 days up to a maximum of two years. Premium is based on a daily rate and hence more the number of days, the higher will be the cost.
Optional Coverage Benefits Riders: Optional riders are available for Adventure Sports , Enhanced AD& D, Evacuation Plus and Chaperone/Faculty Leader .
Patriot Travel Medical Insurance Plans
Traveling abroad can be a real adventure. However, unpredictable accidents or illnesses can spoil all the fun. And when those medical bills start piling up, forget about the current holiday you can get robbed of the entire years travel budget. This is where IMGs Patriot America comes into play.
This travel medical insurance bundle safeguards you in the event of an illness or injury when traveling outside the country of residence.
The Patriot America Travel Medical Insurance Plan is Ideal For:
- International vacationers
- People going on cruises, safaris, or guided tours
Don’t Miss: Patriot Lighting 6 White Recessed Led Downlight
Do You Need Supplementary Health Or Dental Insurance
If you are young and healthy, you might not need to buy supplementary health or dental coverage. It depends to an extent on what you are covered for under OHIP, a group plan or a parents group plan. For example, starting in January 2018, OHIP provides prescription drug coverage to youth 24 and under who are not covered by private benefits. Those children and youth are able to get more than 4,400 prescription medicines for free by showing their health card and prescription. Coverage is automatic, with no up-front costs. Read the news release to find out more. Check what you are covered for, take a look at your individual situation, and make a decision on whether what you have now is sufficient.
