Patriot America Insurance Reviews Ratings Experience And
Details:Patriot America insurance is a visitor insurance plan which offers travel insurance coverage and emergency services to individuals and families traveling outside their home country. After the deductible, in the USA, within the PPO Network,program pays 100% up to the policy maximum. Outside the PPO Network, the plan pays 80% for the first $5,000 and then 100% up to the policy maximum.
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What Coverage And Benefits Are Offered By Patriot America Plus Insurance
Patriot America Plus provides short-term travel medical coverage outside the residence. The plan is available to US citizens as well as non-US citizens whose residence is not in the US and needs coverage in the US. In-network, the plan waives the co-insurance. Deductibles are waived for Urgent Care and have a $25 co-pay. The plan can be purchased from 5 days to 12 months and then renewed up to 2 years for continuous coverage.
Plan Highlights:
- Coverage for Hospitalization, ER, Dr. Office Visits, Prescription Drugs for individuals, groups, and their dependents
- Urgent Care $25 copay and No Deductible
- Walk- In Clinic $15 copay and No Deductible
- In-Network, Coinsurance waived
- COVID-19 coverage for travelers to the U.S.
- Coverage for non-chronic Acute Onset of Pre-Existing Conditions for people under the age of 70 years.
Patriot America Plus Travel Insurance Benefits
Patriot America Plus visitors insurance plan is designed to primarily cover new medical conditions, injuries, or accidents that may occur after the effective date of the policy. As medically required, it will provide coverage for surgery, an ICU, a hospital room & board, a physician visit, an MRI, a CT scan, an X-ray, lab work, urgent care, an emergency room visit, prescription drugs and more. Apart from the medical benefits, Patriot America Plus travel insurance also provides coverage for emergency medical evacuation, repatriation of remains, loss of checked luggage, trip interruption, return of minor children, and emergency reunion benefits.
For complete details of the benefits, please review Patriot America Plus travel insurance.
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Are Adventure Sports Covered In The Patriot America Plus
The Adventure Sports Rider is available for an additional premium for those up to the age of 65. Activities like abseiling, BMX, bungee jumping, parachuting, wildlife safaris, and windsurfing are covered to the lifetime maximum amounts listed below, as long as they are engaged solely for leisure, recreation, or entertainment purposes. To see a complete list of activities covered, please refer to the Certificate
Age 0-49 years: $50,000 certificate period
Age 50-59 years: $30,000 certificate period
Age 60-64 years: $15,000 certificate period
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Patriot America Insurance Visitors Medical Insurance Usa
Details:Patriot Platinum Insurance, or just Patriot Platinum, provides first-class coverage protection for the discerning visitor to USA or the traveler outside America who wants to obtain the maximum coverage available in a short-term travel medical product. Patriot Platinum Insurance is designed for the visitor to USA or the global traveler, and offers duration of coverage from a minimum of five …
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Patriot America Plus Travel Insurance Review
Patriot America Plus insurance is a popular comprehensive coverage plan for non-US residents traveling to the United States for a short period of time. It can cover non-US citizens, green card holders, as well as US citizens briefly visiting the United States as long as their country of residence is outside the US and they intend to return to their country of residence. For parents, in-laws, or other relatives visiting the USA for tourism, site seeing, leisure, or just to spend some time with family, Patriot America Plus is a popular travel insurance for USA excursions.
After you pay the deductible, Patriot America Plus will cover 100% up to the policy maximum within the United Healthcare PPO Network. Outside the PPO network, it will cover 80% to $5,000, then 100% to the policy maximum. However, for an US urgent care visit, the copay is $25 and for a US walk-in clinic, the copay is $15 copay in both of these situations, the deductible is waived.
Patriot America Plus is available for someone as old as 120 years of age however, for the 80 plus years old group the policy maximum is only $10,000.
Patriot America Plus insurance is underwritten by Sirius Specialty Insurance Corporation, and is rated A- Excellent by A.M. Best.
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Why Patriot America Plus Insurance Is Best For Visitors
With Patriot America Plus you can build your plan by choosing your policy maximum and deductible providing you flexible coverage when you travel to the US. It is a complete package with international benefits for individuals, families, and also groups of five or more travelers.
Plan Benefits: Provides coverage for medical illnesses and injuries for in-patient and out-patient treatment as well as Urgent Care. Additional benefits include acute onset of non-chronic pre-existing conditions as well as AD& D, Trip Interruption, Repatriation, Evacuation, and more. You can review the complete benefits in the Brochure.
Pre-existing: Covered up to the chosen policy maximum when treatment is obtained within 24 hours for acute onset of nonchronic pre-existing conditions under 70 years.
PPO Hospital Network: You can search for providers in the network at United HealthCare PPO Network.
Special Feature 1: Includes medical coverage for eligible expenses related to COVID-19
Special Feature 2: Optional coverage for Adventure Sports.
Special Feature 3: Customizable coverage to meet your needs with the Enhanced AD& D Rider, Evacuation Plus Rider, and Chaperone/Faculty Leader Replacement Rider
Patriot America Plus Insurance Cost
The pricing is dependent on the following factors:
Plan Limit: The higher the policy maximum you opt for, your premium will go up. You can choose from Policy Maximums of $50,000, $100,000, $500,000 and $1 million.
Deductible Amount: You can choose a deductible of US $0, $100, $250, $500, $1,000 or $2,500. Choosing a higher deductible reduces your premium.
Age: The cost or premium typically increase with age. The higher the age, the higher will be the premium. The plan is available for ages 14 days to 99 years.
Coverage Days: Patriot America Plus can be bought for a minimum of 5 days up to a maximum of two years. Premium is based on a daily rate and hence more the number of days, the higher will be the cost.
Optional Coverage Benefits Riders: Optional riders are available for Adventure Sports , Enhanced AD& D, Evacuation Plus and Chaperone/Faculty Leader .
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Visitors Insurance Client Testimonials
Thank you letters and appreciation emails from our current and/or past customers providing client testimonials about the quality of our service and products offered.
If you would live to read and provide reviews of our service, please visit the reviews page for independent and trusted review websites.
Jay is very clear in explaining the terms and very helpful.
Anna T., Dallas, Texas, USA
Thanks for your detailed explanation of the various plans and their benefits. It has really helped me make up mind as to what policy I should get for my parents visiting USA.
Kiran N., Columbus, Ohio, USA
Thank you for the help finding the best visitors insurance for parents visiting USA from India. This visitors insurance medical protection has offered close to worry-free holiday for me and my family to enjoy their stay in America. These time tested option of visitor insurance for parents visiting USA with many offering direct, cashless USA claims settlement for visitor health insurance provide a boon to visiting parents and their host families. We will surely recommend your services to relatives and friends who would also benefit.
Mrs. S. Patel, California, USA
My parents were visiting us and I needed to find a visitors insurance quickly. Your website makes the process of getting a visitors insurance quote and buying a policy online so easy. I was able to navigate to the process and find the plan exactly. Thanks again and will surely use your services in the future also.
What Is The Cancellation And Refund Policy
Before the effective date of the policy: Full cancellation and refund will only be considered if the written request is received prior to the effective date of the coverage.
After the effective date of the policy: If the written request is received after the Effective Date of coverage, the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:
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What Is The Acute Onset Of Pre
A sudden and unexpected outbreak or reoccurrence that is of short duration, is rapidly progressive, and requires urgent medical care. A Pre-existing Condition that is chronic or congenital, or that gradually becomes worse over time is not an Acute Onset of Pre-existing Condition. An Acute Onset of Pre-existing Condition does not include any condition for which, as of the Effective date, the Insured Person
knew or reasonably foresaw he/she would receive,
knew he/she should receive,
had scheduled, or
were told that he/she must or should receive, any medical care, drugs or Treatment.
Question Of The Hour Is Img Patriot America Travel Medical Insurance Worth It
Lets answer your question with a few questions:
- Are you somebody who plans ahead?
- Do you wish to safeguard your family and yourself from unforeseen medical expenses?
- And most of all, are you all for affordable travel medical insurance plans?
If so, then YES, the Patriot America travel medical insurance series is worth every cent.
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- 35463 Dumbarton Ct, Newark, CA 94560, United States
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Amerilife & The American Home Life Insurance Company Team Up To Launch Medicare Supplement & Financial Expense Combo Solution
Featuring AHLs industry-leading Medicare Supplement and Patriot Series final expense products, unique combination delivers a one-two punch for todays agents and customers
CLEARWATER, Fla. –News Direct– AmeriLife
AmeriLife Group, LLC , a national leader in developing, marketing, and distributing life and health insurance, annuities, and retirement planning solutions, today announced the launch of a ground-breaking, Medicare Supplement/final expense combination solution developed in partnership with The American Home Life Insurance Company and designed to deliver two great products together to better address customers holistic needs.
We are extremely excited to partner with AmeriLife to offer highly competitive Medicare Supplement and Final Expense products intentionally designed to facilitate combination sales, said Tom Lobell, executive vice president and chief marketing officer of AHL. Between our one-of-a-kind e-app technology, which enables both applications to be completed simultaneously from a single enrollment, and the extensive cost savings clients can access by bundling products, combination sales will never be easier.
The launch of this combo solution continues AmeriLifes intense focus on delivering innovative product design, and its partnership with AHL remains a testament to the companies shared values and approach to developing modern health and financial planning solutions.
About AmeriLife
About The American Home Life Insurance Company
Patriot America Plus Travel Insurance Features
Patriot America Plus travel insurance can be purchased for a period of 5 days to 1 year. It can be extended in daily increments with a minimum of 5 days. After 1 year, it can be renewed for another year. Therefore, if you are visiting the US for a longer duration, it will cover your entire stay.
For persons under the age of 70 years, Patriot America Plus travel insurance covers acute onset of pre-existing conditions up to the selected policy maximum, which can be up to $1,000,000.
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Patriot America Plus Travel Insurance Restrictions
While Patriot America Plus visitors insurance has many excellent features, it has several restrictions:
- As there is no coverage for acute onset of pre-existing conditions for 70 plus years, it is better to purchase a cheaper alternative such as Patriot America insurance.
- Not available if the mailing address is in the state of Maryland.
- While most other US based visitors insurance plans charge a $25 cancellation fee, Patriot America Plus has a $50 cancellation fee.
- Unlike some other visitors insurance plans, there is a 50% penalty for failure to do pre-certification.
Correcting And Replacing Amerilife & The American Home Life Insurance Company Team Up To Launch Medicare Supplement & Final Expense Combo Solution
Featuring AHLs industry-leading Medicare Supplement and Patriot Series final expense products, unique combination delivers a one-two punch for todays agents and customers
CLEARWATER, Fla. –News Direct– AmeriLife
The headline of the release dated June 1st, 2022 has been updated to read “AmeriLife & The American Home Life Insurance Company Team Up to Launch Medicare Supplement & Final Expense Combo Solution” sted “AmeriLife & The American Home Life Insurance Company Team Up to Launch Medicare Supplement & Financial Expense Combo Solution”
The updated release reads:
AmeriLife & The American Home Life Insurance Company Team Up to Launch Medicare Supplement & Final Expense Combo Solution
Featuring AHLs industry-leading Medicare Supplement and Patriot Series final expense products, unique combination delivers a one-two punch for todays agents and customers
AmeriLife Group, LLC , a national leader in developing, marketing, and distributing life and health insurance, annuities, and retirement planning solutions, today announced the launch of a ground-breaking, Medicare Supplement/final expense combination solution developed in partnership with The American Home Life Insurance Company and designed to deliver two great products together to better address customers holistic needs.
To learn more about this new combo solution from AmeriLife and AHL, including details on coverage amounts and other benefits, visit ahlpatriotseries.com.
About AmeriLife
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Patriot America Lite Insurance
Patriot America Lite Insurance is a comprehensive travel health insurance for all non-U.S. residents traveling outside their home country and visiting the USA. Patriot America Lite is a cost-efficient travel medical insurance for your visiting relatives.
Patriot America Lite visitor insurance is underwritten by SiriusPoint Specialty Insurance Corporation and it is rated A- “Excellent” by A.M. Best.
Patriot America Lite insurance is available for policy maximums from $50,000 to $1,000,000 and various deductibles ranging from $0 to $2,500.
can be purchased from 5 days to 2 years. You can purchase Patriot America Lite insurance online on this website or by calling us. Either way, you will receive an extension notice in an email, you can extend online at that time or you can call us.
Patriot America Lite participates in the that has physicians and hospitals across the United States. It is a very widely recognized visitors health insurance plan.
The Patriot America Lite travelers insurance brochure provides the details of coverage and exclusions. Patriot America Lite travel insurance provides instant quotes, and you can make instant purchase with a credit card payment. There is no medical exam needed. The application requires the date of birth, passport number, name and travel dates of the traveler.
Visitor Insurance Provider Companies
Visitor Insurance Services LLC works with top-rated U.S. based visitor insurance providers offering both the best comprehensive visitor medical insurance plan choices for parents visiting USA, affordable and cheap/low-cost fixed benefits visitor health policies, with a wide selection of visitors insurance with featured visitor insurance for parents benefits/options, providing visitor medical insurance coverage for visitors to the U.S., or medical for international travelers needs. Contact Visitor Insurance Services today, with quality customer service we can help you find the best visitor insurance plan that suits your exact visitor insurance coverage needs!
Visitor Medical Insurance for USA Visitors & International Travelers
A visitor health insurance policy helps immensely, and no medical check-up exam or proof of medical records is required before applying and for enrollment into a qualified US visitors insurance plan that covers hospital expenses, doctor fees, and prescription drug charges, medical evacuation and repatriation benefits are included also. Many US visitors insurance plans offers direct cash-less settlement of claims, and health care providers can directly bill the insurance company for the eligible medical charges. Insurance claims support is available 24/7, 365 days of the year, and customer service is supported by American visitor insurance company which are based in USA.
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About The Dental Program
Our Dental Savings Program is a dental fee-for-service plan, where you pay reduced rates for dental care.Participating providers abide by a fee schedule of fixed payments for most procedures. Savings are 25%-60%* on dental care, as compared to the American Dental Association surveys of usual and customary fees.
What Information Is Needed To Buy The Plan
The application will need the following information of the visitor: name, date of birth, residence address and email address to send the insurance documents. If you have a passport number, you can enter it. A valid credit card will be required to complete the purchase.
Immediately after submitting the application, an email will be sent to the email address provided on the application which will include links to download the ID card, Visa Letter, and Certificate wording.
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Patriot Travel Medical Insurance
Provides coverage for individuals, families, and groups who need temporary medical insurance while traveling for business or pleasure anywhere outside of your home country.
International travel can quickly turn into a frightening situation if youâre not prepared for a medical emergency. Most travelers assume they will be covered by their standard medical plan, but that isnât the case. While traditional plans may offer adequate domestic coverage, they are not designed for international travel. Without even realizing it, you may be putting your health at risk. Travel with one of IMGâs two Patriot Travel Medical Insurance® plans so you can spend more time enjoying your international experience and less time worrying about medical coverage.
Coverage may differ depending on your destination.
- Coverages for inside and outside the U.S.
