International Medical Group Patriot International Visa

Highlights Of International Medical Group Insurance

• Many IMG plans are offered as individual and group plans, so you can cover one or more people with the same benefits.
• IMG travel medical plans cover U.S. and non U.S. citizens.
• A unique benefit in many IMG travel medical plans is coverage for dental care to restore natural teeth that are lost or damaged in an accident.
• IMG plans include access to a universal prescription discount program for reduced-cost prescription medicines.
• A unique set of medical insurance plans covers individuals and groups working at sea.
• Register for IMGs online support service, MyIMGSM, for online access to local providers, explanation of benefits, status of claims, ID cards, certificate documents, and more.

Patriot Group Travel Medical Insurancesm

5 or More Individuals Patriot Group Travel Medical Insurance provides coverage for groups of five or more U.S. citizens and/or foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country. It offers a 10% discount from Patriot Travel Medical Insurance and has one easy-to-use enrollment form.

There are two Patriot Group Travel plans that provide up to $2,000,000 of medical coverage with a choice of deductibles and policy maximums. Patriot International Group provides coverage for U.S. citizens traveling outside the U.S. and Patriot America Group provides coverage for non-U.S. citizens traveling outside their home country. In addition to medical benefits, the plans include coverage for medical evacuation and repatriation.

Multilingual Customer Service Professionals

To provide you with the international health insurance benefits you need to be backed by the service you want IMG relies on its staff of determined and driven professionals. Their devotion has enabled them to provide the highest quality service for which IMG has become known. Its that same passion thats the foundation for the enduring business relationships IMG has built with our customers for over 20 years.

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Patient Protection And Affordable Care Act

IMPORTANT NOTICE: Our insurance is not subject to, and does not provide benefits required by, PPACA. PPACA will require U.S. citizens and certain U.S. residents to obtain PPACA compliant insurance coverage unless they are exempt from PPACA. Penalties may be imposed on U.S. citizens and U.S. residents who are required to maintain PPACA compliant coverage but do not do so. Eligibility to purchase, extend or renew our products, or its terms and conditions, may be modified or amended based upon changes to applicable law, including PPACA. Please note that it is solely your responsibility to determine if PPACA is applicable to you.

Patriot Plan Customer Service / Assistance

Additionally, the plans offer excellent benefits and services to meet your global travel needs. You have access to international, multilingual customer service centers, claims administrators who process claims from all over the world, handling virtually every language and currency, 24-hour access to highly qualified coordinators of emergency medical services, and international treatment. Choose from a wide range of deductibles, several Maximum Limits, and you have access to more than 17,000 providers through our International Provider AccessSM when seeking treatment outside the U.S. Reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization.

Patriot Travel Medical Insurance Plan:Print:

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Best Travel Medical Insurance Providers

Whether you’re planning a relaxing beach getaway, foodie-themed city escape, or a safari adventure, you always run the risk of your international trip being interrupted by injury, illness, or travel mishaps.

Travel medical insurance can provide coverage for overseas medical treatments, hospitalizations, and medical evacuations, as well as trip reimbursements if you have to go home early for a covered reason.

Most policies also offer emergency 24-hour assistance, coverage for terrorism incidents, and reimbursements for lost or stolen luggage. Always read the policy wording to ensure you encounter no surprises when you try to make a claim.

Here’s an overview of travel medical insurance coverage available from six major insurers:

International Medical Group Insurance

IMG is one of the most popular companies offering health, life, travel and indemnity insurance to the international community. IMG provides international medical insurance products for vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. They offer comprehensive ranges of major medical, life, dental and disability products that can be tailored to meet individual specifications.

They have established a number of subsidiary companies: IMG-Stop LossSM, Akeso Care Management, IMG Europe and The IMG Foundation.

IMG provides complete plan administration expertise with the help of globally recognized underwriter, Sirius International Insurance Corporation, who offers the financial security and reputation demanded by international consumers. It is Rated A by A.M. Best and A- by Standard & Poor’s*

Easily manage your IMG insurance policy online by logging on to MyIMG to renew or extend your policy, download your policy ID card, make any necessary corrections to your policy, obtain a visa letter, locate healthcare providers, and more. To log on, simply enter your policy information as requested.

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For Visitors To The Us

Patriot International Travel Insurance

IMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.

Yes, you can buy Patriot International insurance as it satisfies the Schengen visa requirements as mandated by the European consulates and also offers the Schengen visa letter as required by the Schengen state consulates. Patriot International travel insurance also offers visa letter in French if required.

Patriot International insurance for US citizens travelling outside USA offers comprehensive coverage up to 1 million for emergency medical expenses.

Patriot International insurance works for travelers outside their home country by offering comprehensive coverage for medical expenses only outside the US. After the deductible amount, Patriot international insurance pays 100% of the eligible expenses.

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Patriot Travel Insurance Costs / Pricing

The Patriot Travel plan provides coverage for any nationality, both U.S. and non-U.S. Citizens, who are traveling outside of their home country. The premiums for the Patriot Travel Medical Plan are based on your age and your country of citizenship:

• Patriot International For Coverage Outside of the USA
• Patriot America For All Nationalities Traveling Abroad

PLEASE NOTE All the premiums displayed on this page are based on a $250.00 deductible. There are several deductible options available to youincluding $0. The deductible is payable per policy period if and when you need to seek medical treatment. If you want to check the premium cost with a different deductible, please run a free Patriot quote or contact our customer support team.

Patriot America Plus Travel Medical Insurance

• Non US citizens travelling to the USA, International travelers requiring continuing coverage.
• Patriot America Plus offers coverage for pre-existing conditions
• Deductible options from $0 to $2,500
• Policy Maximum from $50,000 to $500,000
• Renewable upto 24 continuous months
• Patriot America Plus has coverage for covid19
• Available for US citizens living outside USA but visiting the US

• Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
• Deductible options from $0 to $2,500
• Policy Maximum from $50,000 to $2,000,000
• Renewable upto 24 continuous months
• Patriot International insurance schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.

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Patriot International Insurance Information

Review the Patriot International Insurance Brochure for the summary of benefits table, or the Patriot International Certificate of Insurance sample document for plan details and more information.

Renew Patriot International Insurance or extend an existing policy online prior to expiration date, Patriot International Travel Medical Insurance is extendable and renewable up to 2 years of continuous coverage.

International Medical Group Patriot International Visa

The Patriot International Visa plan is a version of the Patriot International plan designed to fulfill the requirements to obtain a Schengen Visa for non-U.S. citizens traveling to a Schengen country. The plan has the following coverage limits that most embassies require for the Visa: $50,000 of emergency medical coverage , $1,000,000 for emergency medical evacuation, $50,000 for Return of Mortal Remains , and comes standard with a $0 deductible.

After purchasing this plan, the Visa letter will be emailed to you and can be downloaded via a link in the confirmation of coverage. The letter will include your name, policy number, and the coverage amounts required by the embassy. If your visa letter is denied a full refund can be requested for the insurance policy. The customer will also have the option to fax the letter to the embassy during the purchase process. The Patriot International Visa plan offers other benefits such as 24 hour emergency assistance, baggage loss, identity theft, and limited trip interruption coverage.

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About International Medical Group Travel Medical Insurance

International Medical Group, also known as IMG, has served over a million travelers since 1990. Their customer service is world-class and they offer a full-service approach to international travel medical insurance and trip insurance products.

All the necessary information about benefits, exclusions, premiums and quotes is available on the IMG website. The IMG website lets you build an instant quote, compare policies, and buy your choice of package online. You can even start your plan selection and save it to add further details later. A Spanish version of the website is also available.

IMGs short- and long-term policies provide a variety of options from which you can choose the absolute best policy for you, your family, or your group As with all IMG plans, you get an experienced plan administrator to discuss and understand your coverage details.

Patriot America Insurance Costs Img Travel Insurance Rates

The Patriot America plan provides coverage for people traveling for a minimum of 5 days outside their residence country whose destination includes the United States or its territories. If you purchase at least 30 days of coverage, you then have the option to renew the plan for up to 2 years. Individual daily rates below reflect a $250 deductible.

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Patriot Travel Medical Insurance

Provides coverage for individuals, families, and groups who need temporary medical insurance while traveling for business or pleasure anywhere outside of your home country.

International travel can quickly turn into a frightening situation if youâre not prepared for a medical emergency. Most travelers assume they will be covered by their standard medical plan, but that isnât the case. While traditional plans may offer adequate domestic coverage, they are not designed for international travel. Without even realizing it, you may be putting your health at risk. Travel with one of IMGâs two Patriot Travel Medical Insurance® plans so you can spend more time enjoying your international experience and less time worrying about medical coverage.

Coverage may differ depending on your destination.

• Coverages for inside and outside the U.S.

Img Travel Insurance Plan

You have enough to worry about when youre traveling. Dont let your medical coverage be an uncertainty. IMG has developed two Patriot Travel Medical Insurance plans that offer a complete package of international benefits available 24 hours a day.

Patriot International® provides coverage for U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S.Patriot America® provides coverage for non-U.S. citizens traveling outside their home country.

Both plans are available for a minimum of 5 days up to a maximum of two years, in accordance with the terms of the Certificate of Insurance.

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For Travel Outside The Us

Consulate Mandated Insurance Requirements For J2 Visa Dependents

• J2 Visa Health Insurance policy must provide “medical benefits of at least $50,000 for each accident or illness.” It means that an acceptable policy couldn’t set a maximum lower than $50,000 in benefits for each accident or illness.
• If a J2 visa holder dies in the U.S., then the policy must provide at least $7,500 in repatriation benefits to send the remains to the home country for burial.
• The deductible should not exceed $500 per accident or illness.
• The co-payment of medical expenses should be of no more than 25%.
• If, because of a serious illness or injury, you must be sent home on the advice of a doctor, the policy must pay up to $10,000 for the expenses of your travel.
• J2 dependent Health Insurance policy may establish a waiting period before it covers pre-existing conditions , as long as the waiting period is reasonable by current standards in the insurance business.
• If you elect to satisfy the insurance requirement through a policy issued in your home country, the policy must be backed by the full faith and credit of your government. Otherwise, the company providing the insurance must meet minimum rating requirements established by Department of State rating of “A-1” or better, a Standard & Poor’s Claims-Paying Ability rating of “A-” or better, or a Weiss Research, Inc. rating of “B+” or better).
• These requirements apply to both J-1 visa students and J-1 visa exchange scholars and to their J-2 dependent visa spouses and J2 visa children.

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Patriot International Plan Costs Img Travel International Rates

The IMG Patriot International plan provides coverage for people traveling for a minimum of 5 days outside their residence country whose destination excludes the United States or its territories. If you purchase at least 30 days of coverage, you then have the option to renew the plan for up to 2 years. Individual daily rates below reflect a $250 deductible.

Premium rates are per insured person for eligible individuals whose applications are approved by IMG. IMG reserves the right to assess the most current rates at the time of the effective date in the event these rates expire, are modified, or are replaced. Also, see expat insurance for Americans abroad.

Patriot Travel Medical Insurance For Anyone Traveling Out Of Their Country Of Residence

Patriot Travel Medical Insurance is designed for anyone traveling out of their country of residence, regardless of visa status. Cost starts at about $1/day. Purchase 5 days – 1 year, and renewable up to 2 years. After submitting an application online successfully, you will receive an Email in a few minutes which contains your insurance ID card and your confirmation letter . You can use the confirmation letter as proof of your insurance.

Patriot Travel Medical Insurance includes Patriot America for travelers to destinations including the US and Patriot International for travelers to non-US destinations. Patriot International covers COVID-19 same as any illness. Patriot America does not cover COVID-19. For a similar plan covering COVID-19 for a US destination seePatriot America Plus

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What Is Covered And Not Covered

The insurance company will generally pay for new medical conditions, injuries or accidents that may occur after the effective date of the policy. It does not cover any expenses related to pre-existing conditions, preventive check ups, immunizations or maternity.

Patriot Platinum International covers an acute onset of a pre-existing condition:

• U.S. Citizens with primary health insurance below 65 years to $1,000,000
• U.S. Citizens without primary health insurance below 65 years to $20,000
• U.S. Citizens 65 years through 69 years to $2,500
• Non-U.S. citizens below 70 up to $1,000,000

Prescription drugs are covered up to the lower amount of either the policy maximum or $250,000.

Dental is covered only up to $300 for acute pain to sound and natural teeth and up to the policy maximum for treatment needed due to an accident.

Patriot Platinum International provides coverage anywhere outside the United States including travel time as well. It also covers loss of checked luggage, valuables and personal papers.

Patriot America Visitor Insurance

• Coverage for travelers traveling outside their home country whose destination includes the U.S. or its territories.
• Deductible options from $0 to $2,500
• Policy Maximum from $50,000 to $1,000,000
• Renewable upto 24 continuous months
• Patriot America insurance is available for US citizens living outside USA but visiting the US

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