A Short History Of Patriot Fcu
Since its inception in 1965 the Patriot Federal Credit Union has been serving its members in the Chambersburg, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brad Warner, the Patriot FCU has grown its membership to over 56,687 with assets of more than $587,626,731. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at 263-4444 or email them at [email protected] to get exact details . There are many other credit unions in the local area. See them all here. .
Is There A Fee For Using My Visa Debit Card
Patriot does not charge any fees for using your VISA Debit Card to make purchases. The only fee that we charge on debit cards is a $2.00 per cash withdrawal from an ATM not owned by Patriot beyond the number of transactions permitted by checking account type.* Patriot members are subject to ATM surcharges at non-Patriot ATMs, although Dividend Checking members will be reimbursed $1 per charge for any surcharge at an ATM. Patriot VISA Debit Card users are encouraged to access an ATM through our Allpoint surcharge-free network to avoid surcharges.
Auto Financing & Shopping Made Easy With Bhfcu
Baptist Health Federal Credit Union offers new, used, and refinanced loan options with competitive, low rates that can help you save money. Whether youre simply looking to save money on your current loan, or searching for your dream vehicle, our qualified customer service agents are here to answer your questions and assist you in getting the financing you need! Stop dreaming and start driving when you finance with BHFCU. APPLY TODAY!
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How Do I Fund My New Account
The most common way to fund a new account is to make a cash deposit, write a check, or transfer money from an existing Patriot account when in person. If opening the account on-line you can mail a check to fund the account or use a wire transfer* after the account is funded you will receive an account number and temporary checks until your check order is filled. *Money Wiring Instructions form is located under the Forms heading in the About Us section of this website.
Ready To Apply Online
OUR SIMPLE ONLINE APPLICATION MAY TAKE ABOUT FIVE MINUTES TO COMPLETE.
To make your experience fast and easy, you may need the following information for your application:
- Social Security Number
- Government Issued ID
- Proof of Physical Address
- Funding information for new account only
For existing WEOKIE members – speed up your application by applying for “Additional Accounts” from the Accounts tab while logged into your WEOKIE Online Banking.
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You Save Green They Turn Green
Who doesn’t want neighbors to be just a little bit jealous of what’s in your driveway? Even if it’s only just a little? It’s even more satisfying when you know you got the best deal in the neighborhood. That’s where Gain comes in with an enviable offer:
Auto Rates as low as 1.49% APR1 for up to 6 years
So eat your heart out, Marcy! Or better yet, get this deal for yourself while it lasts, because this offer ends on March 31, 2022.
You can also choose to defer your payments for up to 90 days3. That’s enough time to make sure the whole neighborhood sees you cruising in your new ride, even you Carl!
When Can I Talk To Someone In Member Service
You can call our Contact Center at 717-263-4444 or toll free 888-777-9982 Monday through Thursday 8:00 a.m.-6:00 p.m., Friday from 8:00 am-7:00 pm, and Saturday from 8:00 am until 1:30 p.m. If you wish to contact us electronically, you may contact us online through our secure online messaging system. The secure messaging system requires registration with an email address to be notified when your reply is posted. Registered online banking customers can log in to our website to use the message option found on the account page. This is a secure email system between the member and the credit union. Using either of these methods assures you of the utmost security.
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Exclusive Carvana Member Offer
We’re excited to announce that Carvana has joined the Love My Credit Union Rewards family with an exclusive $100 cash reward for credit union members!
Carvana is the leading e-commerce platform for buying used cars and the fastest growing used auto retailer in the country. With Carvana you can:
- Browse certified inventory: low mileage, no reported accidents, 150-point inspection.
- Shop from home: buy online with delivery or pickup available as soon as the next day.
- Get more for less: save valuable time and money by shopping online.
- Buy with confidence: 7-day money back guarantee, 100-day warranty.
- Finance with ease: easily finance a Carvana purchase with a loan from CSE.
Get pre-approved for your auto-loan today and start shopping over 20,000 vehicles with Carvana all from the comfort of home! Visit lovemycreditunion.org today!
* Valid only for Carvana purchases through LoveMyCreditUnion.org. See Terms and Conditions.
How Can I Get Free Check Copies Online
You can access check copies through your eBranch online account by clicking on the link provided in your account history. All checks are not available on-line as many merchants are now converting checks to electronic drafts so we do not receive a copy of the original check to provide to you on-line.
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How Do I Set Up Alerts On The Mobile App
To access the Alerts you must log into what we call the WAP side of the App. Select our mobile App on your phone, click on Enroll scroll down and click on Login. The login page will open on the WAP side and you can then proceed with logging in as normal Enter your username and password then the SMS settings and Alerts along with other services are located under the balances just scroll down a little.
Where Are You Based
Our headquarters is located in Chambersburg, PA with branch offices and ATMs in Franklin County , Frederick County , Fulton County , and Washington County . You are eligible to join, if you live, attend school, worship, work or even if you regularly conduct business in Franklin County Frederick County Washington County and the Eastern Panhandle of West Virginia Berkeley, Jefferson, and Morgan Counties.
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Can I Access My Accounts From More Than One Computer
You can access your accounts from multiple computers as long as the computer is connected to the Internet and has a browser with 128-bit security. Each computer is validated using multifactor authentication meaning that all data is encrypted and secured with some of the highest level security available and helps ensure security of account information. You can rest assured that you can safely and securely pay bills and access your account at home, at work, or from a laptop.
How Often Will I Receive A Statement
You will receive a statement monthly unless you have a savings only and then the statement will be quarterly. You have the choice of either receiving your statement through the U.S. mail or electronically. If you choose to receive your statement electronically, you will be notified by email when it is available. You may choose to simply view it, print it or to download it.
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What Types Of Loans Do You Offer
We offer a variety of loans including First Mortgage, home equity loans and lines of credit, second mortgages, mobile homes, travel trailer, camper, RV, motor home, Automotive, boat, motorcycle, snowmobile, ATV, lawn & garden equipment, and other personal loans including signature loans, lines of credit, and VISA credit cards.
Q: How Can I Pay My Auto Loan With Itcu
A: You may make payment in-person, at any of our branches, via Online or Mobile Banking, through the mail to our PO Box or by setting up an electronic payment transfer from one of your InTouch accounts or a third-party financial institution. You can also set up an automatic payment via Oline Banking.
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What Are Your Operating Hours
Please refer to Locations on our home page for a complete listing of lobby and drive-thru hours for each of our locations. You can check your balance or transfer money into or out of your account online 24/7 use our 24/7 SMARTLine, eBranch or Patriot Mobile . If you need to talk to someone about any account questions you can call our Contact Center at 717-263-4444 , 301-766-7328 , or toll free 888-777-9982 or use our secure online messaging system online.
Insurance To Protect Your Investment
Estimated monthly payment
This calculation represents an estimate.
- MSA – EFT Terms
- NMLS #810397
- Our Mobile App and your Location Data: Our mobile banking app periodically collects, transmits, and uses geolocation information to support features that prevent fraudulent card use and alerts, but only if you expressly authorize collection of such information. You may choose whether geolocation information can be monitored on a continuous basis in the background, only while the app is being used, or not at all. You can change your location permissions at any time in your device settings.
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Is There A Limit On My Visa Debit Card
For your protection, there is a daily combined limit on your debit card of $2500,$520 for cash, $2,500 for credit and $2,500 debit purchases. When making deposits at an ATM the first $200.00 will be available immediately and the remainder will be put on a hold. If it is a Patriot ATM it will be a day business hold, if it is a foreign ATM, it will be a day business hold.
What Can I Do With E
You can check balances on all shares and loans, review account histories, transfer funds between accounts, reorder checks, issue stop payments on checks, update your personal information and communicate with Patriot directly through Contact Us. You will also have access to our Bill Pay Service and e-Statements.
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Q: What Do I Do If I Dont Have Insurance
A: You need to get it.
Your Loan Agreement requires that you carry physical damage insurance coverage, homeowners insurance coverage, or flood insurance coverage to protect the Credit Unions interest. Please notify ITCU once you have obtained the required insurance.
You can do it yourself Please contact the insurance agent or insurance company of your choice to obtain coverage, making sure to name InTouch Credit Union as Loss Payee/Lienholder on your new policy.
Or, we can do it for you.
If you dont obtain your own insurance, your signed Loan Agreement allows ITCU to purchase insurance to protect our interest in your collateral and add the premium for the purchased insurance to your loan balance. It also allows ITCU to increase your payments to cover the cost.
The insurance purchased by InTouch Credit Union usually is considerably more than the cost of insurance you may be able to obtain on your own, and only protects the Credit Unions interest in your collateral. It will not provide any bodily injury or property damage liability coverage, nor meet any financial responsibility or no-fault laws. The insurance will not provide medical insurance, uninsured motorist or underinsured motorist coverage.
What Information Do I Need To Open An Account Online
In general, you will need to have the following information available: social security number, drivers license number, and current address. If youre not currently a member, youll also be asked to provide account information from another financial institution in order to fund the new account. This information can be found on the front of your check.
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How Much Money Do I Need To Open An Account
If youre not a member, you will need to first establish membership by opening a Share Savings Account with as little as $5.00. Your $5.00 deposit immediately entitles you to take advantage of the wide array of products and services Patriot. Our various other shares have varied minimum amounts to open depending on the type of share.
Serving Our Community Since 1965
Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed. Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.
At Patriot Federal Credit Union, youre more than an account numberyoure an owner! Patriot Federal Credit Union is a not-for-profit financial cooperative owned and operated by members like you. We have no stockholders to pay, resulting in higher dividend rates on deposit accounts, minimal fees and lower interest rates on loans.
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Q: Do I Need To Have A Minimum Credit Score Down Payment Or Co
A: Credit Score, Down Payment and Co-Applicant are just some of many factors taken into a lending decision. There is not a minimum credit score or down payment that guarantee loan approval. We recommend that you submit your application and let us look at all of the factors which go into an underwriting decision.
How Secure Is Ebranch
Patriot uses the latest security technologies to protect your data and information through e-BRANCH using multiple security levels. Specifically, e-BRANCH features password-controlled entry and Secure Socket Layer protocol for data encryption and state-of-the-art firewall and multiple layers of protection.
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Pay From Your Patriot Account
Use eBranch Online Banking or Patriot Mobile to make a loan payment by transferring money from a Patriot account to your loan account.
To pay your Patriot loan through Patriot Mobile, log into your Patriot Mobile smart phone app and select Transfer Money in the menu.
Pay by Phone
You can also call us at 888-777-9982 to authorize a transfer by phone.
None Of The Stress All Of The Fun Auto Experts
Car buying is expensive, time consuming and can take a lot of effort on your part. We’re here to make it easy with Auto Expert, our convenient and hassle-free auto buying service dedicated to saving members time and money.
- Save time – Let Auto Expert hunt down the car you want
- Save money – An average of $1,600 through volume discount pricing
- Save even more money because there is no fee to use Auto Expert
- To speak with our Auto Expert, Simon Ueng, call 402-2850.
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Why Should I Bank With You
We are committed to serving all your financial needs and developing a solid, long-term relationship that will help you through every phase of your life. We will continue to earn your trust every day through quality products and services, convenient points of access and knowledgeable, friendly service.
Our financial products and services are great! Organized to meet your financial needs, Patriot Federal Credit Union offers a full line of savings and loan services, including mortgages. Members enjoy competitive savings rates, attractive loan rates, and low or no fee services.
Members have access to convenience through a variety of automated services which provide accessibility to their credit union accounts from home, office, or just about anywhere with their smartphone. For example, Patriot members have the ability to open a membership, apply for a loan and open share accounts on our website. Or they can access their accounts through SMART-Line, a 24-hour audio response system SMART-Pay, a 24-hour bill payer service eBranch and Patriot Mobile including mobile deposit. Members can also choose traditional personal face-to-face at a local branch or phone access to our contact center to speak directly to a personal representative to give you quick responses to your questions and concerns.
Can I Make My Loan Payment On
For access to our loan payment center please visit, Pay your Patriot Loan, and then select *Payment Center*. First time users must register. The system will have you enter your personal information and create a username and password. We also accept payments via phone at 888-777-9982. Refer to the rate sheet for any applicable fees.
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How Can I Make Deposits Into My Account
We offer a wide variety of ways to make deposits to your account. You can visit a local branch or drive-thru, deposit thru an ATM that accepts deposits, set up a direct deposit or a monthly recurring electronic deposit from another financial institution, mail a check, wire funds or use our mobile deposit feature. *Direct Deposit and Money Wiring Instruction forms are available in the Forms section in this website.